Blog

The role of tax bracket management can be important as you plan for your retirement income needs. However, it does need to be balanced with the “don’t let the tax tail wag the dog” philosophy.

What is a safe amount to withdraw from your portfolio in retirement? Unfortunately there is no single answer that applies to everyone. The first step is to know where you stand.

What is one’s portfolio income capability? It is different for everybody, but in simple terms it is how much income your assets can reasonably produce while ensuring a high probability that you will have enough money to last for the rest of your life.

Two critical components of financial planning that we see as problematic for many families is not only converting their hard-earned wealth to an income stream that they can’t outlive, but also positioning that income stream in a way that the income might grow over time to keep up with rising prices and taxes.

Wealth redefined is a tag line that we use for our firm that is the culmination of many years of experience of advising people on our wealth management philosophies and belief systems within our firm. What we’ve learned is that wealth is more than money.

Well, this is it! This is the beginning of a journey of shared thoughts and opinions from a nearly three-decade veteran in the financial planning industry.