Lifestyle Focused Financial Planning
Work Towards and Sustain Your Lifestyle Goals
When you hire the Reby Advisors team of CERTIFIED FINANCIAL PLANNER™ professionals, you can expect a customized financial plan tailored to your particular goals and individual needs. We sit down with you one-on-one to assess your risk tolerance, your current asset allocation strategy, and your hopes and dreams for the future.
From this in-depth analysis, our team works diligently to develop a comprehensive financial plan that will help you work toward and sustain your lifestyle goals. Common goals we help clients work towards in their financial plans include (but are not limited to):
- paying for college
- retiring early
- income tax reduction
- peace of mind (risk management)
- leaving a legacy to loved ones
- planning for special needs family members
- generating predictable streams of income
We outline best practices to manage the risks that may impede your pursuit of these goals, and measure your progress along the way...
The Lifestyle Sustainability Scorecard™
Minimizing the Risks to Your Family’s Lifestyle
Measuring where you are today is the first step in minimizing the risks to your family’s lifestyle. To provide a clear picture, the team at Reby Advisors created the Lifestyle Sustainability Scorecard™, a pragmatic financial assessment tool designed to measure how well you are minimizing these risks. Through this process, our team will help you understand the best ways to reach your goals.
Once completed, the Lifestyle Sustainability Scorecard™ identifies areas that are susceptible to risks that can impact, and potentially impede, your financial goals. Our wealth advisors use this proprietary ratings system to help construct your customized wealth management plan, getting you on the path to Financial Lifestyle Security.
For prospective clients, getting your Score can be an eye-opener. Our experience is that too many families score between 40 and 60, placing them at risk or in danger of failing to meet their goals. We have been able to help most of our clients reach scores of 85-90 within 12-18 months.
What's Your Score?
If you’d like to find out how well you're minimizing the risks to your family's lifestyle, get in touch today and ask about our Scorecard. Call (203) 790-4949 or click here to send us an email.
Retirement Income Planning
Maximizing Your Income Without Outliving Your Assets
Reby Advisors takes a holistic approach to income planning, focusing on after-tax returns from all potential sources of income: investment portfolios, pensions, Social Security, home equity conversion, and other income streams. We call this your income capability, or your ability to generate predictable streams of income you won't outlive.
We work with our clients to evaluate the following questions:
- How much income can your assets generate?
- Will your financial resources deliver enough income to sustain your lifestyle through difficult economic times and financial storms?
- Will your income keep pace with rising prices and taxes?
- Have you protected your income-generating assets from critical risks?
Request a Complimentary Probability of Income Sustainability Analysis
As an introductory offer, we offer a complimentary income sustainability analysis. We stress test your assets against 1,000 possible economic scenarios and calculate your probability of retirement success – with success being defined as reaching all of your goals without running out of money.