How to Survive Market Volatility Early in RetirementSubmitted by Reby Advisors | Certified Financial Planners | Danbury, CT on January 31st, 2019
Presented by Doug Kuring, February 1, 2018
The Sequence of Market Returns and Your Retirement Income
Your ability to retire on time and enjoy a comfortable lifestyle depends on whether you can generate predictable streams of income you won't outlive.
Doug Kuring, a Financial Planner at Reby Advisors, recently hosted an educational seminar titled The Transition from Career to Retirement: Are You Ready? where he discussed the 8 factors that determine your retirement income sustainability. In this video segment from that event, Kuring discusses how a market crash early in retirement will reduce your income for the rest of your life, if you don't properly plan for it.
This is called sequence of returns risk. This means that, in addition to average annual returns, the order of the returns you get impacts your portfolio's ability to generate retirement income.
Generally speaking, your retirement will be more secure if the market performs well in the first few years of retirement. Negative returns are less painful after a few good years.
Don't let poor sequence of returns ruin your retirement. Watch this video and learn how a properly constructed portfolio can save your retirement, especially if the market performs poorly in the first few years.
If you have any questions or would like to request a free 15-minute discovery call with Reby Advisors, Click Here to send us an email or call (203) 790-4949.
To watch the full 45-minute presentation, go to www.rebyadvisors.com/blog/video-transition-career-retirement-are-you-ready.